Financial unpredictability leads to stress and anxiety. Having a structured and predictable approach to personal finance provides a sense of security and peace of mind.
ViziWealth is the financial coach in your pocket that helps you manage your personal finance like a pro as well as achieve financial freedom. Here are some of the benefits that ViziWealth offers.
Expense management is crucial when it comes to good personal finance management. Knowing where you spend means being able to analyze and take action to cut unnecessary expenditures and have more to invest in meaningful stuff. And this doesn't need to be a tedious task. With ViziWealth you can link your bank account to the app, as well as get a clear and concise overview of your expenditures, and correspondingly analyze and take action towards financial freedom.
As a freelancer, your income may vary over the year, causing you unnecessary stress and anxiety. To be prepared for periods of low income or unexpected expenses, you need to build a robust emergency fund. ViziWealth can help you plan and pile up your “safety cushion” for when things don’t go exactly as expected.
When you work as a freelancer, you are your own employer, therefore you need to take care of your longer-term financial well-being. This includes being proactive in planning and saving for retirement, also buying a house, as well as funding kids’ education, for example. ViziWealth can support you in organizing your finances professionally, in order that you can leverage what you earn today to take care of your long-term life goals.
Eventually, financial well-being is all about having a peace of mind and not thinking about money all the time. Your quality of life increases when you know you have it all planned, and you feel you have control over your financial situation. This is what ViziWealth is here to help you achieve – predictability and a peace of mind that you and your loved ones are financially secure.
Open Banking is a secure system that allows you to share your financial information with trusted third-party providers like ViziWealth. We’ve partnered with GoCardless, a renowned and licensed provider operating on an international scale, to deliver these open banking-based services. GoCardless is known for its reliability and adherence to stringent security standards, ensuring your data is always protected.
By granting permission, you enable us to access your financial data via GoCardless, helping us offer personalized financial insights and services. You maintain complete control over this process, managing who has access to your information and for how long. This approach, combining the expertise of GoCardless with our services, offers a more integrated and efficient way to manage your finances, emphasizing both safety and convenience towards your financial freedom.
We do not ask for and store any credentials for accounts outside of ViziWealth. When you link your bank accounts, you provide your credentials to the bank directly, and they never go to ViziWealth, so there is no way they can leak.
All data that you enter and store in ViziWealth is encrypted using best-practice encryption standards (256-bit Advanced Encryption Standard). Only an authorized user (you and the users you share with) can access the data using the application.